Mick Undy Concreting

Phone: 0486 012 529 | Irymple, VIC

With over 25 years of experience in banking and mortgage broking, I've made it my mission to guide clients through their home buying journey with confidence and care. My career spans diverse roles from customer service to lending management and business development, giving me a comprehensive understanding of the lending landscape. As a licensed Credit Representative with access to more than 20 leading lenders, I specialize in residential home lending and take pride in finding the perfect loan solution for each client's unique situation.

Home Loan Types:
With all the different home loan types available, it's no wonder that choosing the right loan can be a difficult and confusing process. To make it easier for you, we've compiled a list of the different loan types, along with a simple explanation of each loan.

Basic Variable Loan
A Basic Variable Loan is best suited to a budget conscious borrower looking for a 'no frills' loan. Basic Variable Loans generally offer a lower interest rate than the Standard Variable loan but also include fewer features and less flexibility.

Standard Variable Loan
Standard variable loans are the most popular loan product. They offer flexibility and desirable features such as the ability to split the loan, make extra repayments, take out loan re-draws. Depending on the financial institution chosen, you can get discounts off the standard rate - commonly known as a professional package.

Fixed Rate Loan
Fixed rate loans allow the customer to fix the loan rate for a predetermined period of time, usually one to five years. At the end of that time, the loan reverts to a variable rate, or you can renegotiate a further fixed term. By locking in the interest rate, you are protected against rising interest rates and your monthly repayments remain the same throughout the fixed period.

Combination Rate Loan

A Combination Loan, also known as a 'Split Rate Loan', combines the flexibility of a variable rate on a portion of the loan with the benefit of a fixed rate on the balance. This type of loan protects you when the rates increase and benefits you when they drop.

Honeymoon Loan

Honeymoon loans, also known as 'Discounted Introductory Loans', offer lower rates for six to twelve months or longer. After this period, the loan reverts to a standard variable rate and the repayments increase.

Low Doc

Low Doc Loans are specifically designed for applicants who are self employed, PAYG, seasonal workers and small business owners who h....

Phone: (03) 5024 6146 | 841 Irymple Avenue, Irymple, VIC

With convenient access every day of the week, individually alarmed units and free use of a courtesy truck or trailer on move-in day, this exceptional facility is in the perfect position for residential and commercial customers in Mildura, Irymple, Cabarita or Nichols Point. Need more room at home? We cater for all sizes, starting from one metre square upwards. Want to protect your possessions when moving? We've got a massive retail showroom with packaging supplies on-site and our friendly team will be happy to answer all of your questions.

Why Choose Storage King Mildura?
24/7 access for business
7-day access
Archive storage
Boat, caravan, vehicle and truck storage
Boxes and packing materials for sale on-site
Clean, secure storage
Covered car, boat & caravan storage
Digital security systems
Discounted vehicle hire (trailer) on move-in day. Ask us for T&Cs
Drive-up units
Easy payment methods
Five-star customer service
Free trolleys & pallet jacks
Full CCTV facility monitoring
Goods lift
Ground floor storage
Indoor vehicle storage
Internal and external storage units
Large truck access
Large range of unit sizes
Long and short term storage available
Meeting room hire available
On-site manager & staff
Motorcycle storage
No waiting periods, no lock-in contracts
No security deposit/bond
On-site deliveries accepted
Outdoor vehicle storage
Pest controlled
Pin code access
Professional and friendly service
Storage spaces for residential, commercial, business and warehousing
Toilet facilities
Undercover vehicle storage
All sizes catered for - from one square metre upwards

Phone: 1300 614 095 | 750 Koorlong Avenue, Irymple, VIC

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